Call reports 2006
ENTERPRISE BANKING COMPANY — 2006
What ENTERPRISE BANKING COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 30,876,000 | 35,967,000 | 40,019,000 | 43,139,000 |
| Total loans | 19,773,000 | 25,025,000 | 27,888,000 | 32,374,000 |
| Allowance for loan losses | 243,000 | 309,000 | 365,000 | 411,000 |
| Securities available for sale | 4,750,000 | 4,711,000 | 4,722,000 | 4,225,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,852,000 | 25,821,000 | 29,696,000 | 32,687,000 |
| Interest-bearing deposits | 18,067,000 | 22,547,000 | 26,631,000 | 30,227,000 |
| Noninterest-bearing deposits | 2,784,000 | 3,274,000 | 3,065,000 | 2,460,000 |
| Equity capital | 9,940,000 | 10,043,000 | 10,184,000 | 10,334,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 452,000 | 1,075,000 | 1,794,000 | 2,571,000 |
| Interest expense | 144,000 | 358,000 | 651,000 | 980,000 |
| Net interest income | 308,000 | 717,000 | 1,143,000 | 1,591,000 |
| Noninterest income | 41,000 | 73,000 | 116,000 | 162,000 |
| Noninterest expense | 274,000 | 527,000 | 822,000 | 1,129,000 |
| Provision for loan losses | 108,000 | 175,000 | 234,000 | 290,000 |
| Pretax income | -33,000 | 88,000 | 203,000 | 334,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -33,000 | 88,000 | 203,000 | 334,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,991,000 | 10,112,000 | 10,227,000 | 10,360,000 |
| Total capital | 10,234,000 | 10,421,000 | 10,593,000 | 10,771,000 |
| Risk-weighted assets | 22,273,000 | 27,245,000 | 30,341,000 | 34,925,000 |