Call reports 2005
ENTERPRISE BANKING COMPANY — 2005
What ENTERPRISE BANKING COMPANY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 19,944,000 | 17,181,000 | 18,537,000 | 21,196,000 |
| Total loans | 3,957,000 | 4,696,000 | 6,573,000 | 11,551,000 |
| Allowance for loan losses | 113,000 | 120,000 | 110,000 | 139,000 |
| Securities available for sale | 4,539,000 | 5,518,000 | 4,931,000 | 5,373,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,007,000 | 7,174,000 | 8,473,000 | 11,159,000 |
| Interest-bearing deposits | 9,334,000 | 6,438,000 | 7,838,000 | 6,310,000 |
| Noninterest-bearing deposits | 673,000 | 736,000 | 635,000 | 4,849,000 |
| Equity capital | 9,909,000 | 9,975,000 | 10,014,000 | 9,983,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 25,000 | 235,000 | 479,000 | 799,000 |
| Interest expense | 5,000 | 44,000 | 94,000 | 149,000 |
| Net interest income | 20,000 | 191,000 | 385,000 | 650,000 |
| Noninterest income | 2,000 | 22,000 | 49,000 | 68,000 |
| Noninterest expense | 10,000 | 139,000 | 300,000 | 539,000 |
| Provision for loan losses | 0 | 9,000 | 18,000 | 54,000 |
| Pretax income | 12,000 | 65,000 | 116,000 | 125,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 12,000 | 65,000 | 116,000 | 125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,906,000 | 9,966,000 | 10,016,000 | 10,025,000 |
| Total capital | 9,990,000 | 10,062,000 | 10,126,000 | 10,164,000 |
| Risk-weighted assets | 6,712,000 | 6,891,000 | 9,021,000 | 14,017,000 |