Call reports 2004
ENTERPRISE BANKING COMPANY — 2004
What ENTERPRISE BANKING COMPANY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 6,937,000 | 6,523,000 | 6,861,000 | 7,896,000 |
| Total loans | 4,097,000 | 4,047,000 | 3,969,000 | 3,871,000 |
| Allowance for loan losses | 106,000 | 112,000 | 115,000 | 105,000 |
| Securities available for sale | 241,000 | 689,000 | 636,000 | 601,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,977,000 | 5,542,000 | 5,838,000 | 6,861,000 |
| Interest-bearing deposits | 4,989,000 | 4,838,000 | 5,143,000 | 6,272,000 |
| Noninterest-bearing deposits | 988,000 | 704,000 | 695,000 | 590,000 |
| Equity capital | 921,000 | 947,000 | 970,000 | 979,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 116,000 | 217,000 | 334,000 | 445,000 |
| Interest expense | 29,000 | 57,000 | 84,000 | 113,000 |
| Net interest income | 87,000 | 160,000 | 250,000 | 332,000 |
| Noninterest income | 23,000 | 45,000 | 73,000 | 95,000 |
| Noninterest expense | 72,000 | 138,000 | 213,000 | 311,000 |
| Provision for loan losses | 9,000 | 18,000 | 24,000 | 24,000 |
| Pretax income | 29,000 | 50,000 | 86,000 | 92,000 |
| Income tax | 7,000 | 4,000 | 15,000 | 13,000 |
| Net income | 22,000 | 46,000 | 71,000 | 79,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 922,000 | 948,000 | 973,000 | 980,000 |
| Total capital | 976,000 | 999,000 | 1,024,000 | 1,033,000 |
| Risk-weighted assets | 4,270,000 | 4,011,000 | 4,010,000 | 4,218,000 |