Call reports 2003
ENTERPRISE BANKING COMPANY — 2003
What ENTERPRISE BANKING COMPANY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 7,172,000 | 6,935,000 | 7,167,000 | 8,291,000 |
| Total loans | 4,942,000 | 4,668,000 | 4,494,000 | 4,132,000 |
| Allowance for loan losses | 112,000 | 113,000 | 93,000 | 106,000 |
| Securities available for sale | 235,000 | 693,000 | 187,000 | 242,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,279,000 | 6,017,000 | 6,239,000 | 7,348,000 |
| Interest-bearing deposits | 5,714,000 | 5,478,000 | 5,502,000 | 6,011,000 |
| Noninterest-bearing deposits | 565,000 | 539,000 | 737,000 | 1,337,000 |
| Equity capital | 865,000 | 883,000 | 891,000 | 901,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 130,000 | 250,000 | 367,000 | 481,000 |
| Interest expense | 40,000 | 79,000 | 116,000 | 152,000 |
| Net interest income | 90,000 | 171,000 | 251,000 | 329,000 |
| Noninterest income | 17,000 | 33,000 | 55,000 | 77,000 |
| Noninterest expense | 72,000 | 137,000 | 211,000 | 294,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 26,000 | 49,000 | 68,000 | 76,000 |
| Income tax | 6,000 | 9,000 | 20,000 | 17,000 |
| Net income | 20,000 | 40,000 | 48,000 | 59,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 862,000 | 883,000 | 891,000 | 901,000 |
| Total capital | 924,000 | 942,000 | 949,000 | 955,000 |
| Risk-weighted assets | 4,910,000 | 4,654,000 | 4,576,000 | 4,295,000 |