Call reports 2002
ENTERPRISE BANKING COMPANY — 2002
What ENTERPRISE BANKING COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 7,240,000 | 7,348,000 | 6,875,000 | 8,412,000 |
| Total loans | 5,101,000 | 4,678,000 | 4,635,000 | 4,505,000 |
| Allowance for loan losses | 105,000 | 90,000 | 94,000 | 98,000 |
| Securities available for sale | 981,000 | 1,079,000 | 880,000 | 864,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,402,000 | 6,470,000 | 5,960,000 | 7,529,000 |
| Interest-bearing deposits | 5,872,000 | 5,910,000 | 5,415,000 | 6,969,000 |
| Noninterest-bearing deposits | 530,000 | 560,000 | 545,000 | 560,000 |
| Equity capital | 800,000 | 834,000 | 864,000 | 842,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 141,000 | 280,000 | 404,000 | 520,000 |
| Interest expense | 70,000 | 132,000 | 190,000 | 243,000 |
| Net interest income | 71,000 | 148,000 | 214,000 | 277,000 |
| Noninterest income | 22,000 | 43,000 | 63,000 | 86,000 |
| Noninterest expense | 62,000 | 129,000 | 202,000 | 282,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 22,000 | 44,000 | 48,000 | 45,000 |
| Income tax | 0 | 2,000 | 5,000 | 5,000 |
| Net income | 22,000 | 42,000 | 43,000 | 40,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 824,000 | 843,000 | 842,000 | 842,000 |
| Total capital | 882,000 | 898,000 | 898,000 | 908,000 |
| Risk-weighted assets | 4,639,000 | 4,569,000 | 4,469,000 | 5,280,000 |