Call reports 2001
ENTERPRISE BANKING COMPANY — 2001
What ENTERPRISE BANKING COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 7,556,000 | 7,895,000 | 8,068,000 | 8,433,000 |
| Total loans | 4,868,000 | 4,750,000 | 4,703,000 | 4,651,000 |
| Allowance for loan losses | 90,000 | 89,000 | 101,000 | 92,000 |
| Securities available for sale | 1,187,000 | 884,000 | 891,000 | 1,114,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,735,000 | 7,045,000 | 7,204,000 | 7,559,000 |
| Interest-bearing deposits | 6,223,000 | 6,564,000 | 6,502,000 | 6,869,000 |
| Noninterest-bearing deposits | 512,000 | 481,000 | 702,000 | 690,000 |
| Equity capital | 768,000 | 787,000 | 792,000 | 801,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 160,000 | 321,000 | 474,000 | 630,000 |
| Interest expense | 89,000 | 186,000 | 279,000 | 363,000 |
| Net interest income | 71,000 | 135,000 | 195,000 | 267,000 |
| Noninterest income | 23,000 | 47,000 | 69,000 | 92,000 |
| Noninterest expense | 66,000 | 123,000 | 190,000 | 265,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 19,000 | 41,000 | 47,000 | 58,000 |
| Income tax | 4,000 | 8,000 | 8,000 | 9,000 |
| Net income | 15,000 | 33,000 | 39,000 | 49,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 768,000 | 787,000 | 792,000 | 810,000 |
| Total capital | 828,000 | 847,000 | 845,000 | 867,000 |
| Risk-weighted assets | 4,780,000 | 4,543,000 | 4,407,000 | 4,528,000 |