Call reports 2025
STOCKGROWERS STATE BANK — 2025
What STOCKGROWERS STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 192,838,000 | 217,445,000 | 225,117,000 | 225,192,000 |
| Total loans | 112,702,000 | 128,457,000 | 139,852,000 | 134,851,000 |
| Allowance for loan losses | 1,177,000 | 1,600,000 | 1,600,000 | 1,699,000 |
| Securities available for sale | 57,865,000 | 74,167,000 | 70,727,000 | 69,664,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,264,000 | 179,591,000 | 176,449,000 | 194,182,000 |
| Interest-bearing deposits | 112,190,000 | 149,625,000 | 145,263,000 | 159,374,000 |
| Noninterest-bearing deposits | 49,074,000 | 29,966,000 | 31,186,000 | 34,808,000 |
| Equity capital | 18,596,000 | 26,636,000 | 27,818,000 | 28,285,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,361,000 | 5,885,000 | 8,736,000 | 11,594,000 |
| Interest expense | 914,000 | 2,086,000 | 3,039,000 | 3,888,000 |
| Net interest income | 1,447,000 | 3,799,000 | 5,697,000 | 7,706,000 |
| Noninterest income | 138,000 | 443,000 | 705,000 | 991,000 |
| Noninterest expense | 988,000 | 2,806,000 | 4,243,000 | 5,704,000 |
| Provision for loan losses | 25,000 | 50,000 | 50,000 | 150,000 |
| Pretax income | 568,000 | 1,385,000 | 2,113,000 | 2,912,000 |
| Income tax | 2,000 | 29,000 | 58,000 | 81,000 |
| Net income | 566,000 | 1,356,000 | 2,055,000 | 2,831,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,856,000 | 29,519,000 | 29,819,000 | 29,745,000 |