Call reports 2024
STOCKGROWERS STATE BANK — 2024
What STOCKGROWERS STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 174,349,000 | 172,957,000 | 169,722,000 | 182,619,000 |
| Total loans | 98,355,000 | 97,528,000 | 95,366,000 | 112,155,000 |
| Allowance for loan losses | 1,111,000 | 1,120,000 | 1,119,000 | 1,150,000 |
| Securities available for sale | 63,938,000 | 63,285,000 | 61,909,000 | 59,861,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,273,000 | 128,725,000 | 127,727,000 | 147,712,000 |
| Interest-bearing deposits | 103,153,000 | 105,672,000 | 103,655,000 | 119,968,000 |
| Noninterest-bearing deposits | 24,120,000 | 23,053,000 | 24,072,000 | 27,744,000 |
| Equity capital | 16,380,000 | 16,599,000 | 18,346,000 | 17,544,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,200,000 | 4,405,000 | 6,610,000 | 8,886,000 |
| Interest expense | 969,000 | 2,008,000 | 3,025,000 | 3,962,000 |
| Net interest income | 1,231,000 | 2,397,000 | 3,585,000 | 4,924,000 |
| Noninterest income | 123,000 | 245,000 | 388,000 | 523,000 |
| Noninterest expense | 909,000 | 1,848,000 | 2,848,000 | 3,859,000 |
| Provision for loan losses | 50,000 | 50,000 | 50,000 | 75,000 |
| Pretax income | 434,000 | 784,000 | 1,163,000 | 1,618,000 |
| Income tax | 2,000 | 17,000 | 29,000 | 47,000 |
| Net income | 432,000 | 767,000 | 1,134,000 | 1,571,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,200,000 | 21,285,000 | 21,443,000 | 21,430,000 |