Call reports 2023
STOCKGROWERS STATE BANK — 2023
What STOCKGROWERS STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 158,793,000 | 160,489,000 | 163,157,000 | 181,535,000 |
| Total loans | 78,730,000 | 79,654,000 | 85,463,000 | 92,618,000 |
| Allowance for loan losses | 902,000 | 911,000 | 910,000 | 1,060,000 |
| Securities available for sale | 67,934,000 | 66,703,000 | 63,937,000 | 66,100,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,611,000 | 131,602,000 | 120,186,000 | 144,752,000 |
| Interest-bearing deposits | 101,498,000 | 98,548,000 | 95,270,000 | 113,647,000 |
| Noninterest-bearing deposits | 27,113,000 | 33,054,000 | 24,916,000 | 31,105,000 |
| Equity capital | 15,227,000 | 15,006,000 | 13,796,000 | 16,282,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,555,000 | 3,182,000 | 5,036,000 | 6,991,000 |
| Interest expense | 456,000 | 1,017,000 | 1,834,000 | 2,693,000 |
| Net interest income | 1,099,000 | 2,165,000 | 3,202,000 | 4,298,000 |
| Noninterest income | 132,000 | 354,000 | 498,000 | 634,000 |
| Noninterest expense | 969,000 | 1,839,000 | 2,768,000 | 3,714,000 |
| Provision for loan losses | -276,000 | -276,000 | -276,000 | -126,000 |
| Pretax income | 279,000 | 712,000 | 972,000 | 1,264,000 |
| Income tax | 8,000 | 27,000 | 39,000 | 51,000 |
| Net income | 271,000 | 685,000 | 933,000 | 1,213,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,606,000 | 20,876,000 | 20,943,000 | 20,888,000 |