Call reports 2022
STOCKGROWERS STATE BANK — 2022
What STOCKGROWERS STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 161,648,000 | 152,674,000 | 145,432,000 | 164,518,000 |
| Total loans | 70,833,000 | 74,269,000 | 71,910,000 | 74,667,000 |
| Allowance for loan losses | 1,145,000 | 1,164,000 | 1,177,000 | 1,177,000 |
| Securities available for sale | 69,804,000 | 67,442,000 | 63,320,000 | 68,595,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,651,000 | 131,603,000 | 125,377,000 | 143,624,000 |
| Interest-bearing deposits | 108,960,000 | 105,949,000 | 99,309,000 | 113,977,000 |
| Noninterest-bearing deposits | 28,691,000 | 25,654,000 | 26,068,000 | 29,647,000 |
| Equity capital | 16,559,000 | 15,146,000 | 12,826,000 | 14,058,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,070,000 | 2,195,000 | 3,427,000 | 4,786,000 |
| Interest expense | 122,000 | 251,000 | 479,000 | 787,000 |
| Net interest income | 948,000 | 1,944,000 | 2,948,000 | 3,999,000 |
| Noninterest income | 138,000 | 432,000 | 674,000 | 787,000 |
| Noninterest expense | 842,000 | 1,685,000 | 2,608,000 | 3,633,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 251,000 | 694,000 | 1,016,000 | 1,171,000 |
| Income tax | 3,000 | 24,000 | 39,000 | 43,000 |
| Net income | 248,000 | 670,000 | 977,000 | 1,128,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,181,000 | 20,483,000 | 20,595,000 | 20,451,000 |