Call reports 2021
STOCKGROWERS STATE BANK — 2021
What STOCKGROWERS STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 152,567,000 | 152,294,000 | 149,875,000 | 170,951,000 |
| Total loans | 77,628,000 | 78,596,000 | 74,157,000 | 75,304,000 |
| Allowance for loan losses | 1,081,000 | 1,099,000 | 1,117,000 | 1,128,000 |
| Securities available for sale | 61,935,000 | 60,238,000 | 56,762,000 | 63,072,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,688,000 | 127,032,000 | 123,482,000 | 145,730,000 |
| Interest-bearing deposits | 102,574,000 | 103,760,000 | 99,768,000 | 119,954,000 |
| Noninterest-bearing deposits | 22,114,000 | 23,272,000 | 23,714,000 | 25,776,000 |
| Equity capital | 20,267,000 | 20,421,000 | 20,785,000 | 20,047,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,224,000 | 2,403,000 | 3,981,000 | 5,095,000 |
| Interest expense | 141,000 | 256,000 | 373,000 | 478,000 |
| Net interest income | 1,083,000 | 2,147,000 | 3,608,000 | 4,617,000 |
| Noninterest income | 111,000 | 260,000 | 381,000 | 568,000 |
| Noninterest expense | 857,000 | 1,760,000 | 2,695,000 | 3,664,000 |
| Provision for loan losses | 8,000 | 6,000 | 6,000 | 6,000 |
| Pretax income | 328,000 | 659,000 | 1,321,000 | 1,565,000 |
| Income tax | 9,000 | 20,000 | 48,000 | 58,000 |
| Net income | 319,000 | 639,000 | 1,273,000 | 1,507,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,640,000 | 19,815,000 | 20,234,000 | 20,043,000 |