Call reports 2020
STOCKGROWERS STATE BANK — 2020
What STOCKGROWERS STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 141,409,000 | 141,193,000 | 141,527,000 | 164,815,000 |
| Total loans | 84,040,000 | 82,819,000 | 78,731,000 | 73,909,000 |
| Allowance for loan losses | 1,019,000 | 1,047,000 | 1,073,000 | 1,074,000 |
| Securities available for sale | 40,692,000 | 40,227,000 | 46,640,000 | 58,349,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,994,000 | 113,850,000 | 114,180,000 | 138,483,000 |
| Interest-bearing deposits | 93,181,000 | 94,062,000 | 94,079,000 | 112,625,000 |
| Noninterest-bearing deposits | 18,813,000 | 19,788,000 | 20,101,000 | 25,858,000 |
| Equity capital | 20,307,000 | 20,645,000 | 20,633,000 | 20,638,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,456,000 | 2,833,000 | 4,131,000 | 5,363,000 |
| Interest expense | 308,000 | 552,000 | 748,000 | 902,000 |
| Net interest income | 1,148,000 | 2,281,000 | 3,383,000 | 4,461,000 |
| Noninterest income | 133,000 | 226,000 | 319,000 | 425,000 |
| Noninterest expense | 868,000 | 1,752,000 | 2,652,000 | 3,585,000 |
| Provision for loan losses | 25,000 | 50,000 | 75,000 | 75,000 |
| Pretax income | 385,000 | 710,000 | 986,000 | 1,259,000 |
| Income tax | 13,000 | 28,000 | 39,000 | 47,000 |
| Net income | 372,000 | 682,000 | 947,000 | 1,212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,128,000 | 19,288,000 | 19,406,000 | 19,446,000 |