Call reports 2019
STOCKGROWERS STATE BANK — 2019
What STOCKGROWERS STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 131,433,000 | 134,761,000 | 134,406,000 | 141,364,000 |
| Total loans | 80,881,000 | 83,417,000 | 83,966,000 | 84,068,000 |
| Allowance for loan losses | 942,000 | 956,000 | 886,000 | 988,000 |
| Securities available for sale | 43,111,000 | 43,451,000 | 41,227,000 | 42,082,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,662,000 | 100,806,000 | 103,361,000 | 114,609,000 |
| Interest-bearing deposits | 87,051,000 | 83,943,000 | 85,022,000 | 91,743,000 |
| Noninterest-bearing deposits | 17,611,000 | 16,863,000 | 18,339,000 | 22,866,000 |
| Equity capital | 19,235,000 | 19,777,000 | 19,935,000 | 19,657,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,393,000 | 2,837,000 | 4,298,000 | 5,724,000 |
| Interest expense | 290,000 | 615,000 | 967,000 | 1,270,000 |
| Net interest income | 1,103,000 | 2,222,000 | 3,331,000 | 4,454,000 |
| Noninterest income | 100,000 | 205,000 | 299,000 | 392,000 |
| Noninterest expense | 842,000 | 1,695,000 | 2,552,000 | 3,485,000 |
| Provision for loan losses | 0 | 20,000 | 100,000 | 200,000 |
| Pretax income | 812,000 | 1,152,000 | 1,447,000 | 1,638,000 |
| Income tax | 30,000 | 45,000 | 55,000 | 64,000 |
| Net income | 782,000 | 1,107,000 | 1,392,000 | 1,574,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,020,000 | 19,139,000 | 19,175,000 | 18,907,000 |
| Total capital | 19,962,000 | 20,095,000 | 20,061,000 | 19,895,000 |
| Risk-weighted assets | 100,056,000 | 100,743,000 | 102,230,000 | 105,042,000 |