Call reports 2017
STOCKGROWERS STATE BANK — 2017
What STOCKGROWERS STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 130,132,000 | 128,968,000 | 124,230,000 | 133,172,000 |
| Total loans | 73,591,000 | 75,522,000 | 72,389,000 | 75,207,000 |
| Allowance for loan losses | 875,000 | 889,000 | 896,000 | 906,000 |
| Securities available for sale | 50,222,000 | 48,270,000 | 46,469,000 | 46,311,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,176,000 | 100,668,000 | 94,469,000 | 107,397,000 |
| Interest-bearing deposits | 85,801,000 | 84,162,000 | 79,359,000 | 86,889,000 |
| Noninterest-bearing deposits | 19,375,000 | 16,506,000 | 15,110,000 | 20,508,000 |
| Equity capital | 17,775,000 | 18,309,000 | 18,336,000 | 17,989,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,202,000 | 2,373,000 | 3,547,000 | 4,715,000 |
| Interest expense | 157,000 | 313,000 | 488,000 | 670,000 |
| Net interest income | 1,045,000 | 2,060,000 | 3,059,000 | 4,045,000 |
| Noninterest income | 87,000 | 189,000 | 290,000 | 413,000 |
| Noninterest expense | 845,000 | 1,624,000 | 2,471,000 | 3,318,000 |
| Provision for loan losses | 8,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 279,000 | 613,000 | 858,000 | 1,112,000 |
| Income tax | -19,000 | -4,000 | -7,000 | 3,000 |
| Net income | 298,000 | 617,000 | 865,000 | 1,109,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,534,000 | 17,685,000 | 17,782,000 | 17,827,000 |
| Total capital | 18,409,000 | 18,574,000 | 18,678,000 | 18,733,000 |
| Risk-weighted assets | 92,457,000 | 92,417,000 | 89,396,000 | 93,190,000 |