Call reports 2016
STOCKGROWERS STATE BANK — 2016
What STOCKGROWERS STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 131,838,000 | 125,266,000 | 125,187,000 | 131,871,000 |
| Total loans | 67,917,000 | 67,280,000 | 69,307,000 | 73,288,000 |
| Allowance for loan losses | 858,000 | 865,000 | 864,000 | 866,000 |
| Securities available for sale | 58,142,000 | 52,283,000 | 49,859,000 | 51,112,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,163,000 | 96,748,000 | 94,034,000 | 100,444,000 |
| Interest-bearing deposits | 83,875,000 | 81,116,000 | 79,321,000 | 84,107,000 |
| Noninterest-bearing deposits | 16,288,000 | 15,632,000 | 14,713,000 | 16,337,000 |
| Equity capital | 17,906,000 | 18,358,000 | 18,409,000 | 17,405,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,118,000 | 2,228,000 | 3,388,000 | 4,519,000 |
| Interest expense | 140,000 | 263,000 | 398,000 | 536,000 |
| Net interest income | 978,000 | 1,965,000 | 2,990,000 | 3,983,000 |
| Noninterest income | 96,000 | 197,000 | 307,000 | 405,000 |
| Noninterest expense | 795,000 | 1,602,000 | 2,399,000 | 3,251,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 356,000 | 701,000 | 1,047,000 | 1,286,000 |
| Income tax | 12,000 | 28,000 | 43,000 | 46,000 |
| Net income | 344,000 | 673,000 | 1,004,000 | 1,240,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,996,000 | 17,184,000 | 17,334,000 | 17,388,000 |
| Total capital | 17,854,000 | 18,049,000 | 18,198,000 | 18,254,000 |
| Risk-weighted assets | 88,203,000 | 85,526,000 | 86,675,000 | 89,434,000 |