Call reports 2015
STOCKGROWERS STATE BANK — 2015
What STOCKGROWERS STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 126,529,000 | 122,955,000 | 122,084,000 | 134,163,000 |
| Total loans | 61,940,000 | 58,155,000 | 58,567,000 | 67,069,000 |
| Allowance for loan losses | 846,000 | 852,000 | 852,000 | 857,000 |
| Securities available for sale | 58,759,000 | 58,510,000 | 56,735,000 | 60,828,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,659,000 | 98,157,000 | 98,438,000 | 106,287,000 |
| Interest-bearing deposits | 85,032,000 | 81,487,000 | 83,496,000 | 89,676,000 |
| Noninterest-bearing deposits | 20,627,000 | 16,670,000 | 14,942,000 | 16,611,000 |
| Equity capital | 17,418,000 | 17,076,000 | 17,476,000 | 17,278,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,032,000 | 2,063,000 | 3,077,000 | 4,144,000 |
| Interest expense | 88,000 | 172,000 | 272,000 | 383,000 |
| Net interest income | 944,000 | 1,891,000 | 2,805,000 | 3,761,000 |
| Noninterest income | 87,000 | 194,000 | 297,000 | 391,000 |
| Noninterest expense | 757,000 | 1,515,000 | 2,307,000 | 3,139,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 325,000 | 646,000 | 902,000 | 1,139,000 |
| Income tax | 46,000 | 60,000 | 56,000 | 66,000 |
| Net income | 279,000 | 586,000 | 846,000 | 1,073,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,484,000 | 16,666,000 | 16,801,000 | 16,827,000 |
| Total capital | 17,331,000 | 17,518,000 | 17,653,000 | 17,684,000 |
| Risk-weighted assets | 81,868,000 | 78,670,000 | 79,119,000 | 86,520,000 |