Call reports 2013
STOCKGROWERS STATE BANK — 2013
What STOCKGROWERS STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 119,228,000 | 115,692,000 | 116,752,000 | 120,336,000 |
| Total loans | 58,341,000 | 56,262,000 | 57,051,000 | 56,943,000 |
| Allowance for loan losses | 1,042,000 | 1,073,000 | 1,080,000 | 886,000 |
| Securities available for sale | 50,915,000 | 53,232,000 | 53,378,000 | 56,205,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,097,000 | 95,559,000 | 95,564,000 | 98,549,000 |
| Interest-bearing deposits | 87,010,000 | 82,526,000 | 81,435,000 | 82,766,000 |
| Noninterest-bearing deposits | 14,087,000 | 13,033,000 | 14,129,000 | 15,783,000 |
| Equity capital | 16,605,000 | 15,805,000 | 15,234,000 | 15,429,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,048,000 | 2,013,000 | 2,990,000 | 3,942,000 |
| Interest expense | 109,000 | 200,000 | 296,000 | 381,000 |
| Net interest income | 939,000 | 1,813,000 | 2,694,000 | 3,561,000 |
| Noninterest income | 120,000 | 238,000 | 349,000 | 464,000 |
| Noninterest expense | 742,000 | 1,464,000 | 2,207,000 | 2,962,000 |
| Provision for loan losses | 12,000 | 12,000 | 12,000 | 12,000 |
| Pretax income | 305,000 | 575,000 | 824,000 | 1,051,000 |
| Income tax | 12,000 | 17,000 | 27,000 | 37,000 |
| Net income | 293,000 | 558,000 | 797,000 | 1,014,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,157,000 | 15,282,000 | 15,380,000 | 15,478,000 |
| Total capital | 16,088,000 | 16,182,000 | 16,292,000 | 16,364,000 |
| Risk-weighted assets | 74,405,000 | 71,810,000 | 72,796,000 | 72,557,000 |