Call reports 2012
STOCKGROWERS STATE BANK — 2012
What STOCKGROWERS STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 116,626,000 | 114,747,000 | 117,462,000 | 116,484,000 |
| Total loans | 60,311,000 | 57,386,000 | 57,829,000 | 59,943,000 |
| Allowance for loan losses | 1,075,000 | 962,000 | 995,000 | 1,027,000 |
| Securities available for sale | 41,111,000 | 45,884,000 | 47,322,000 | 46,204,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,521,000 | 98,052,000 | 99,084,000 | 99,531,000 |
| Interest-bearing deposits | 87,733,000 | 86,334,000 | 85,496,000 | 84,577,000 |
| Noninterest-bearing deposits | 11,788,000 | 11,718,000 | 13,588,000 | 14,954,000 |
| Equity capital | 15,872,000 | 16,077,000 | 16,339,000 | 16,423,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,100,000 | 2,117,000 | 3,146,000 | 4,157,000 |
| Interest expense | 146,000 | 279,000 | 402,000 | 517,000 |
| Net interest income | 954,000 | 1,838,000 | 2,744,000 | 3,640,000 |
| Noninterest income | 103,000 | 215,000 | 322,000 | 425,000 |
| Noninterest expense | 771,000 | 1,509,000 | 2,237,000 | 2,933,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 110,000 |
| Pretax income | 256,000 | 484,000 | 739,000 | 1,022,000 |
| Income tax | 3,000 | 13,000 | 22,000 | 35,000 |
| Net income | 253,000 | 471,000 | 717,000 | 987,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,594,000 | 14,593,000 | 14,763,000 | 14,933,000 |
| Total capital | 15,535,000 | 15,488,000 | 15,743,000 | 15,872,000 |
| Risk-weighted assets | 75,206,000 | 71,531,000 | 78,423,000 | 75,065,000 |