Call reports 2011
STOCKGROWERS STATE BANK — 2011
What STOCKGROWERS STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 114,666,000 | 113,105,000 | 115,377,000 | 116,850,000 |
| Total loans | 71,795,000 | 66,655,000 | 65,868,000 | 65,623,000 |
| Allowance for loan losses | 1,077,000 | 1,011,000 | 984,000 | 1,029,000 |
| Securities available for sale | 35,060,000 | 35,885,000 | 38,251,000 | 41,111,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,440,000 | 96,027,000 | 97,514,000 | 100,153,000 |
| Interest-bearing deposits | 85,878,000 | 84,359,000 | 85,704,000 | 86,419,000 |
| Noninterest-bearing deposits | 11,562,000 | 11,668,000 | 11,810,000 | 13,734,000 |
| Equity capital | 14,532,000 | 15,012,000 | 15,507,000 | 15,543,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,202,000 | 2,360,000 | 3,504,000 | 4,593,000 |
| Interest expense | 248,000 | 467,000 | 661,000 | 826,000 |
| Net interest income | 954,000 | 1,893,000 | 2,843,000 | 3,767,000 |
| Noninterest income | 89,000 | 116,000 | 183,000 | 290,000 |
| Noninterest expense | 809,000 | 1,562,000 | 2,308,000 | 3,025,000 |
| Provision for loan losses | 60,000 | 60,000 | 70,000 | 100,000 |
| Pretax income | 174,000 | 387,000 | 648,000 | 932,000 |
| Income tax | 11,000 | 20,000 | 30,000 | 42,000 |
| Net income | 163,000 | 367,000 | 618,000 | 890,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,910,000 | 14,034,000 | 14,205,000 | 14,342,000 |
| Total capital | 14,960,000 | 15,004,000 | 15,174,000 | 15,299,000 |
| Risk-weighted assets | 84,003,000 | 77,541,000 | 77,497,000 | 76,506,000 |