Call reports 2010
STOCKGROWERS STATE BANK — 2010
What STOCKGROWERS STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 113,711,000 | 114,094,000 | 112,167,000 | 115,361,000 |
| Total loans | 76,303,000 | 73,397,000 | 70,258,000 | 74,855,000 |
| Allowance for loan losses | 1,237,000 | 1,105,000 | 1,092,000 | 1,041,000 |
| Securities available for sale | 31,952,000 | 28,530,000 | 29,619,000 | 33,065,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,891,000 | 95,682,000 | 93,811,000 | 97,968,000 |
| Interest-bearing deposits | 88,265,000 | 86,710,000 | 85,120,000 | 86,902,000 |
| Noninterest-bearing deposits | 7,626,000 | 8,972,000 | 8,691,000 | 11,066,000 |
| Equity capital | 14,471,000 | 14,620,000 | 14,919,000 | 14,435,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,363,000 | 2,735,000 | 3,973,000 | 5,169,000 |
| Interest expense | 359,000 | 751,000 | 1,073,000 | 1,357,000 |
| Net interest income | 1,004,000 | 1,984,000 | 2,900,000 | 3,812,000 |
| Noninterest income | 88,000 | 204,000 | 294,000 | 380,000 |
| Noninterest expense | 783,000 | 1,543,000 | 2,302,000 | 3,035,000 |
| Provision for loan losses | 60,000 | 120,000 | 190,000 | 320,000 |
| Pretax income | 256,000 | 532,000 | 709,000 | 844,000 |
| Income tax | 14,000 | 27,000 | 34,000 | 40,000 |
| Net income | 242,000 | 505,000 | 675,000 | 804,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,540,000 | 13,683,000 | 13,743,000 | 13,822,000 |
| Total capital | 14,631,000 | 14,744,000 | 14,774,000 | 14,863,000 |
| Risk-weighted assets | 87,138,000 | 84,854,000 | 82,465,000 | 87,111,000 |