Call reports 2009
STOCKGROWERS STATE BANK — 2009
What STOCKGROWERS STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 112,320,000 | 112,043,000 | 113,175,000 | 114,931,000 |
| Total loans | 74,732,000 | 71,859,000 | 73,490,000 | 75,744,000 |
| Allowance for loan losses | 1,521,000 | 1,067,000 | 1,058,000 | 1,153,000 |
| Securities available for sale | 31,170,000 | 30,262,000 | 32,899,000 | 34,093,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,951,000 | 97,550,000 | 95,968,000 | 100,225,000 |
| Interest-bearing deposits | 89,338,000 | 89,125,000 | 87,855,000 | 91,644,000 |
| Noninterest-bearing deposits | 8,613,000 | 8,425,000 | 8,113,000 | 8,581,000 |
| Equity capital | 13,847,000 | 13,786,000 | 14,241,000 | 14,284,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,481,000 | 2,875,000 | 4,281,000 | 5,649,000 |
| Interest expense | 473,000 | 909,000 | 1,321,000 | 1,702,000 |
| Net interest income | 1,008,000 | 1,966,000 | 2,960,000 | 3,947,000 |
| Noninterest income | 75,000 | 226,000 | 316,000 | 426,000 |
| Noninterest expense | 755,000 | 1,572,000 | 2,327,000 | 3,062,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 225,000 |
| Pretax income | 283,000 | 530,000 | 814,000 | 1,086,000 |
| Income tax | 5,000 | -7,000 | 5,000 | 17,000 |
| Net income | 278,000 | 537,000 | 809,000 | 1,069,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,997,000 | 13,146,000 | 13,297,000 | 13,408,000 |
| Total capital | 14,066,000 | 14,081,000 | 14,344,000 | 14,484,000 |
| Risk-weighted assets | 85,058,000 | 84,970,000 | 83,815,000 | 86,006,000 |