Call reports 2005

STOCKGROWERS STATE BANK — 2005

Name: STOCKGROWERS STATE BANK — FFIEC call report 2005
Creator: STOCKGROWERS STATE BANK

What STOCKGROWERS STATE BANK reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/d9cf9eb8-9c6b-451b-bf90-232b4df4d3c5/2005

Balance sheet

What the bank holds and owes at quarter end

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Total assets	101,616,000	101,826,000	102,578,000	106,234,000
Total loans	65,511,000	61,862,000	62,245,000	66,005,000
Allowance for loan losses	1,195,000	1,289,000	1,351,000	1,238,000
Securities available for sale	31,590,000	34,078,000	34,650,000	35,253,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	89,953,000	89,960,000	87,960,000	94,633,000
Interest-bearing deposits	83,234,000	81,692,000	80,673,000	84,982,000
Noninterest-bearing deposits	6,719,000	8,268,000	7,287,000	9,651,000
Equity capital	11,066,000	11,308,000	11,287,000	11,170,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Interest income	1,406,000	2,855,000	4,337,000	5,880,000
Interest expense	440,000	913,000	1,431,000	1,995,000
Net interest income	966,000	1,942,000	2,906,000	3,885,000
Noninterest income	42,000	116,000	149,000	247,000
Noninterest expense	711,000	1,416,000	2,130,000	2,798,000
Provision for loan losses	105,000	210,000	280,000	300,000
Pretax income	192,000	432,000	645,000	1,034,000
Income tax	60,000	150,000	211,000	360,000
Net income	132,000	282,000	434,000	674,000

Basel measures — not reported for every quarter

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Tier 1 capital	10,735,000	10,905,000	10,945,000	10,932,000
Total capital	11,683,000	11,817,000	11,869,000	11,908,000
Risk-weighted assets	75,584,000	72,580,000	73,470,000	77,786,000