Call reports 2004

STOCKGROWERS STATE BANK — 2004

Name: STOCKGROWERS STATE BANK — FFIEC call report 2004
Creator: STOCKGROWERS STATE BANK

What STOCKGROWERS STATE BANK reported to the FFIEC in 2004, quarter by quarter.

PERIOD: 2004SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/d9cf9eb8-9c6b-451b-bf90-232b4df4d3c5/2004

Balance sheet

What the bank holds and owes at quarter end

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Total assets	103,823,000	103,469,000	99,759,000	105,645,000
Total loans	69,363,000	67,919,000	66,345,000	65,901,000
Allowance for loan losses	1,622,000	1,377,000	1,024,000	1,081,000
Securities available for sale	29,041,000	30,531,000	28,086,000	31,599,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	91,852,000	90,491,000	87,498,000	94,042,000
Interest-bearing deposits	85,404,000	83,271,000	80,762,000	86,468,000
Noninterest-bearing deposits	6,448,000	7,220,000	6,736,000	7,574,000
Equity capital	11,536,000	11,008,000	11,278,000	11,276,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Interest income	1,437,000	2,831,000	4,211,000	5,584,000
Interest expense	427,000	834,000	1,235,000	1,642,000
Net interest income	1,010,000	1,997,000	2,976,000	3,942,000
Noninterest income	71,000	172,000	248,000	338,000
Noninterest expense	793,000	1,561,000	2,278,000	2,963,000
Provision for loan losses	225,000	382,000	795,000	855,000
Pretax income	57,000	220,000	141,000	452,000
Income tax	6,000	41,000	26,000	95,000
Net income	51,000	179,000	115,000	357,000

Basel measures — not reported for every quarter

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Tier 1 capital	10,663,000	10,791,000	10,727,000	10,787,000
Total capital	11,656,000	11,772,000	11,680,000	11,744,000
Risk-weighted assets	78,801,000	78,067,000	76,172,000	76,431,000