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Call reports 2003

STOCKGROWERS STATE BANK — 2003

What STOCKGROWERS STATE BANK reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/d9cf9eb8-9c6b-451b-bf90-232b4df4d3c5/2003

Balance sheet

What the bank holds and owes at quarter end

Measure2003Q12003Q22003Q32003Q4
Total assets102,935,000103,298,000104,007,000105,707,000
Total loans72,044,00074,035,00069,829,00072,341,000
Allowance for loan losses1,539,0001,622,0001,624,0001,489,000
Securities available for sale23,706,00023,029,00028,725,00028,394,000
Securities held to maturity0000
Trading assets0000
Total deposits90,700,00090,785,00092,335,00093,611,000
Interest-bearing deposits84,418,00084,375,00085,659,00085,918,000
Noninterest-bearing deposits6,282,0006,410,0006,676,0007,693,000
Equity capital11,242,00011,445,00011,010,00011,260,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2003Q12003Q22003Q32003Q4
Interest income1,489,0002,983,0004,430,0005,872,000
Interest expense525,0001,031,0001,510,0001,958,000
Net interest income964,0001,952,0002,920,0003,914,000
Noninterest income84,000181,000266,000363,000
Noninterest expense786,0001,563,0002,302,0003,059,000
Provision for loan losses170,000350,000676,000756,000
Pretax income128,000380,000368,000625,000
Income tax15,00093,000134,000146,000
Net income113,000287,000234,000479,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2003Q12003Q22003Q32003Q4
Tier 1 capital10,429,00010,559,00010,366,00010,612,000
Total capital11,443,00011,592,00011,363,00011,632,000
Risk-weighted assets80,689,00082,023,00079,172,00081,162,000