Call reports 2002
STOCKGROWERS STATE BANK — 2002
What STOCKGROWERS STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 105,379,000 | 103,305,000 | 101,913,000 | 104,331,000 |
| Total loans | 76,704,000 | 73,530,000 | 71,856,000 | 73,107,000 |
| Allowance for loan losses | 1,625,000 | 1,648,000 | 2,160,000 | 1,538,000 |
| Securities available for sale | 24,000,000 | 23,915,000 | 24,710,000 | 25,968,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,653,000 | 91,090,000 | 89,536,000 | 92,211,000 |
| Interest-bearing deposits | 86,757,000 | 84,958,000 | 83,278,000 | 85,427,000 |
| Noninterest-bearing deposits | 5,896,000 | 6,132,000 | 6,258,000 | 6,784,000 |
| Equity capital | 10,479,000 | 11,086,000 | 11,158,000 | 11,207,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,710,000 | 3,362,000 | 4,875,000 | 6,439,000 |
| Interest expense | 733,000 | 1,368,000 | 1,961,000 | 2,518,000 |
| Net interest income | 977,000 | 1,994,000 | 2,914,000 | 3,921,000 |
| Noninterest income | 64,000 | 144,000 | 226,000 | 319,000 |
| Noninterest expense | 730,000 | 1,439,000 | 2,206,000 | 2,878,000 |
| Provision for loan losses | 210,000 | 280,000 | 850,000 | 1,174,000 |
| Pretax income | 101,000 | 432,000 | 330,000 | 434,000 |
| Income tax | 7,000 | 100,000 | 33,000 | 36,000 |
| Net income | 94,000 | 332,000 | 297,000 | 398,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,020,000 | 10,269,000 | 10,246,000 | 10,317,000 |
| Total capital | 11,094,000 | 11,297,000 | 11,254,000 | 11,349,000 |
| Risk-weighted assets | 85,360,000 | 81,648,000 | 79,535,000 | 82,046,000 |