Call reports 2001
STOCKGROWERS STATE BANK — 2001
What STOCKGROWERS STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 107,354,000 | 107,258,000 | 107,557,000 | 109,331,000 |
| Total loans | 76,889,000 | 77,218,000 | 75,061,000 | 76,796,000 |
| Allowance for loan losses | 1,106,000 | 1,443,000 | 1,328,000 | 1,392,000 |
| Securities available for sale | 25,501,000 | 23,715,000 | 26,319,000 | 22,941,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,930,000 | 95,512,000 | 94,535,000 | 97,795,000 |
| Interest-bearing deposits | 87,758,000 | 88,615,000 | 87,856,000 | 90,038,000 |
| Noninterest-bearing deposits | 6,172,000 | 6,897,000 | 6,679,000 | 7,757,000 |
| Equity capital | 10,515,000 | 10,475,000 | 10,717,000 | 10,488,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,209,000 | 4,350,000 | 6,345,000 | 8,211,000 |
| Interest expense | 1,192,000 | 2,363,000 | 3,449,000 | 4,381,000 |
| Net interest income | 1,017,000 | 1,987,000 | 2,896,000 | 3,830,000 |
| Noninterest income | 78,000 | 174,000 | 256,000 | 357,000 |
| Noninterest expense | 769,000 | 1,311,000 | 1,963,000 | 2,576,000 |
| Provision for loan losses | 40,000 | 647,000 | 1,087,000 | 1,551,000 |
| Pretax income | 286,000 | 235,000 | 134,000 | 267,000 |
| Income tax | 77,000 | 38,000 | 6,000 | 10,000 |
| Net income | 209,000 | 197,000 | 128,000 | 257,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,834,000 | 9,833,000 | 9,775,000 | 9,916,000 |
| Total capital | 10,914,000 | 10,921,000 | 10,840,000 | 11,003,000 |
| Risk-weighted assets | 86,342,000 | 86,670,000 | 84,959,000 | 86,644,000 |