Call reports 2026
AMERICAN BANK & TRUST COMPANY INC. — 2026
What AMERICAN BANK & TRUST COMPANY INC. reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 892,157,000 | 924,409,000 |
| Total loans | 732,973,000 | 745,476,000 |
| Allowance for loan losses | 7,029,000 | 7,226,000 |
| Securities available for sale | 100,630,000 | 101,374,000 |
| Securities held to maturity | 2,000,000 | 2,000,000 |
| Trading assets | 0 | 0 |
| Total deposits | 765,949,000 | 799,996,000 |
| Interest-bearing deposits | 672,870,000 | 704,875,000 |
| Noninterest-bearing deposits | 93,079,000 | 95,121,000 |
| Equity capital | 82,024,000 | 84,195,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 12,730,000 | 26,060,000 |
| Interest expense | 5,967,000 | 12,171,000 |
| Net interest income | 6,763,000 | 13,889,000 |
| Noninterest income | 614,000 | 1,347,000 |
| Noninterest expense | 4,195,000 | 8,535,000 |
| Provision for loan losses | 259,000 | 556,000 |
| Pretax income | 2,924,000 | 6,160,000 |
| Income tax | 695,000 | 1,494,000 |
| Net income | 2,229,000 | 4,666,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 87,685,000 | 89,871,000 |
| Total capital | 94,967,000 | 97,337,000 |
| Risk-weighted assets | 772,585,000 | 785,877,000 |