Call reports 2024
AMERICAN BANK & TRUST COMPANY INC. — 2024
What AMERICAN BANK & TRUST COMPANY INC. reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 803,445,000 | 815,626,000 | 835,233,000 | 856,361,000 |
| Total loans | 644,697,000 | 665,118,000 | 677,272,000 | 705,591,000 |
| Allowance for loan losses | 5,217,000 | 5,455,000 | 5,758,000 | 6,010,000 |
| Securities available for sale | 96,037,000 | 95,213,000 | 97,891,000 | 91,914,000 |
| Securities held to maturity | 2,000,000 | 2,000,000 | 2,000,000 | 2,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 692,207,000 | 706,781,000 | 718,752,000 | 744,807,000 |
| Interest-bearing deposits | 597,515,000 | 611,956,000 | 622,977,000 | 655,523,000 |
| Noninterest-bearing deposits | 94,692,000 | 94,825,000 | 95,775,000 | 89,284,000 |
| Equity capital | 63,679,000 | 65,431,000 | 69,493,000 | 68,619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 10,855,000 | 22,658,000 | 35,135,000 | 48,016,000 |
| Interest expense | 5,904,000 | 12,190,000 | 18,854,000 | 25,618,000 |
| Net interest income | 4,951,000 | 10,468,000 | 16,281,000 | 22,398,000 |
| Noninterest income | 620,000 | 1,282,000 | 1,856,000 | 2,506,000 |
| Noninterest expense | 3,677,000 | 7,365,000 | 11,370,000 | 15,656,000 |
| Provision for loan losses | 305,000 | 565,000 | 865,000 | 1,170,000 |
| Pretax income | 1,561,000 | 3,790,000 | 5,878,000 | 8,072,000 |
| Income tax | 347,000 | 864,000 | 1,336,000 | 1,838,000 |
| Net income | 1,214,000 | 2,926,000 | 4,542,000 | 6,234,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,195,000 | 74,655,000 | 76,021,000 | 77,464,000 |
| Total capital | 78,730,000 | 80,431,000 | 82,094,000 | 83,771,000 |
| Risk-weighted assets | 700,746,000 | 716,527,000 | 725,183,000 | 748,558,000 |