Call reports 2023
AMERICAN BANK & TRUST COMPANY INC. — 2023
What AMERICAN BANK & TRUST COMPANY INC. reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 677,243,000 | 690,561,000 | 715,976,000 | 748,605,000 |
| Total loans | 512,387,000 | 536,026,000 | 559,649,000 | 595,854,000 |
| Allowance for loan losses | 4,382,000 | 4,612,000 | 4,775,000 | 4,947,000 |
| Securities available for sale | 105,841,000 | 102,724,000 | 98,292,000 | 101,929,000 |
| Securities held to maturity | 2,000,000 | 2,000,000 | 2,000,000 | 2,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 611,104,000 | 622,370,000 | 623,914,000 | 642,016,000 |
| Interest-bearing deposits | 504,551,000 | 519,326,000 | 518,672,000 | 534,453,000 |
| Noninterest-bearing deposits | 106,553,000 | 103,044,000 | 105,242,000 | 107,563,000 |
| Equity capital | 59,169,000 | 59,061,000 | 58,710,000 | 63,179,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 7,422,000 | 15,418,000 | 24,869,000 | 34,881,000 |
| Interest expense | 3,124,000 | 6,758,000 | 11,320,000 | 16,535,000 |
| Net interest income | 4,298,000 | 8,660,000 | 13,549,000 | 18,346,000 |
| Noninterest income | 560,000 | 1,191,000 | 2,842,000 | 3,551,000 |
| Noninterest expense | 3,340,000 | 6,662,000 | 10,184,000 | 13,874,000 |
| Provision for loan losses | 205,000 | 355,000 | 575,000 | 767,000 |
| Pretax income | 1,313,000 | 2,834,000 | 5,632,000 | 7,256,000 |
| Income tax | 289,000 | 637,000 | 1,327,000 | 1,699,000 |
| Net income | 1,024,000 | 2,197,000 | 4,305,000 | 5,557,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,448,000 | 69,120,000 | 71,230,000 | 72,230,000 |
| Total capital | 73,235,000 | 74,089,000 | 76,348,000 | 77,537,000 |
| Risk-weighted assets | 580,473,000 | 596,509,000 | 634,376,000 | 663,956,000 |