Call reports 2022
AMERICAN BANK & TRUST COMPANY INC. — 2022
What AMERICAN BANK & TRUST COMPANY INC. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 646,538,000 | 648,886,000 | 640,009,000 | 661,211,000 |
| Total loans | 388,671,000 | 439,454,000 | 469,259,000 | 498,567,000 |
| Allowance for loan losses | 3,630,000 | 3,919,000 | 4,217,000 | 4,585,000 |
| Securities available for sale | 90,410,000 | 108,062,000 | 105,095,000 | 105,799,000 |
| Securities held to maturity | 0 | 2,000,000 | 2,000,000 | 2,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 578,942,000 | 581,979,000 | 560,363,000 | 585,557,000 |
| Interest-bearing deposits | 470,103,000 | 476,732,000 | 439,681,000 | 473,137,000 |
| Noninterest-bearing deposits | 108,839,000 | 105,247,000 | 120,682,000 | 112,420,000 |
| Equity capital | 59,336,000 | 58,265,000 | 60,854,000 | 57,591,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,738,000 | 10,265,000 | 16,637,000 | 23,581,000 |
| Interest expense | 731,000 | 1,524,000 | 2,397,000 | 4,685,000 |
| Net interest income | 4,007,000 | 8,741,000 | 14,240,000 | 18,896,000 |
| Noninterest income | 616,000 | 1,210,000 | 1,879,000 | 2,533,000 |
| Noninterest expense | 2,891,000 | 5,976,000 | 9,156,000 | 12,524,000 |
| Provision for loan losses | 108,000 | 371,000 | 688,000 | 949,000 |
| Pretax income | 1,624,000 | 3,604,000 | 6,275,000 | 7,956,000 |
| Income tax | 422,000 | 937,000 | 1,631,000 | 2,122,000 |
| Net income | 1,202,000 | 2,667,000 | 4,644,000 | 5,834,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,678,000 | 65,143,000 | 66,869,000 | 67,674,000 |
| Total capital | 67,308,000 | 69,062,000 | 71,086,000 | 72,259,000 |
| Risk-weighted assets | 455,644,000 | 502,379,000 | 548,884,000 | 568,228,000 |