Call reports 2021
AMERICAN BANK & TRUST COMPANY INC. — 2021
What AMERICAN BANK & TRUST COMPANY INC. reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 563,997,000 | 585,159,000 | 610,629,000 | 614,390,000 |
| Total loans | 363,775,000 | 361,726,000 | 372,984,000 | 367,154,000 |
| Allowance for loan losses | 3,472,000 | 3,382,000 | 3,488,000 | 3,501,000 |
| Securities available for sale | 50,162,000 | 62,340,000 | 72,188,000 | 71,987,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 509,959,000 | 529,543,000 | 536,003,000 | 539,408,000 |
| Interest-bearing deposits | 422,896,000 | 434,498,000 | 440,389,000 | 441,050,000 |
| Noninterest-bearing deposits | 87,063,000 | 95,045,000 | 95,614,000 | 98,358,000 |
| Equity capital | 41,784,000 | 42,677,000 | 61,674,000 | 62,435,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,262,000 | 8,952,000 | 13,867,000 | 18,671,000 |
| Interest expense | 1,167,000 | 2,290,000 | 3,330,000 | 4,213,000 |
| Net interest income | 3,095,000 | 6,662,000 | 10,537,000 | 14,458,000 |
| Noninterest income | 734,000 | 1,409,000 | 1,957,000 | 2,719,000 |
| Noninterest expense | 2,959,000 | 5,730,000 | 8,484,000 | 11,426,000 |
| Provision for loan losses | 54,000 | 119,000 | 229,000 | 229,000 |
| Pretax income | 816,000 | 2,222,000 | 3,803,000 | 5,544,000 |
| Income tax | 229,000 | 622,000 | 963,000 | 1,416,000 |
| Net income | 587,000 | 1,600,000 | 2,840,000 | 4,128,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,849,000 | 42,511,000 | 61,687,000 | 62,725,000 |
| Total capital | 45,321,000 | 45,893,000 | 65,175,000 | 66,226,000 |
| Risk-weighted assets | 409,929,000 | 420,388,000 | 428,232,000 | 429,665,000 |