Call reports 2020
AMERICAN BANK & TRUST COMPANY INC. — 2020
What AMERICAN BANK & TRUST COMPANY INC. reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 450,248,000 | 504,031,000 | 510,705,000 | 553,496,000 |
| Total loans | 348,815,000 | 372,524,000 | 367,488,000 | 348,992,000 |
| Allowance for loan losses | 3,536,000 | 3,563,000 | 3,508,000 | 3,408,000 |
| Securities available for sale | 33,795,000 | 32,345,000 | 35,334,000 | 41,031,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 395,003,000 | 446,474,000 | 452,321,000 | 494,696,000 |
| Interest-bearing deposits | 342,368,000 | 363,970,000 | 367,461,000 | 406,805,000 |
| Noninterest-bearing deposits | 52,635,000 | 82,504,000 | 84,860,000 | 87,891,000 |
| Equity capital | 38,585,000 | 40,228,000 | 41,219,000 | 41,872,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,068,000 | 10,744,000 | 15,436,000 | 20,039,000 |
| Interest expense | 1,486,000 | 2,912,000 | 4,253,000 | 5,511,000 |
| Net interest income | 3,582,000 | 7,832,000 | 11,183,000 | 14,528,000 |
| Noninterest income | 429,000 | 1,034,000 | 1,684,000 | 2,357,000 |
| Noninterest expense | 2,472,000 | 5,023,000 | 7,685,000 | 10,577,000 |
| Provision for loan losses | 111,000 | 220,000 | 250,000 | 250,000 |
| Pretax income | 1,456,000 | 3,651,000 | 4,960,000 | 6,086,000 |
| Income tax | 306,000 | 767,000 | 1,042,000 | 1,278,000 |
| Net income | 1,150,000 | 2,884,000 | 3,918,000 | 4,808,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,819,000 | 39,377,000 | 40,412,000 | 40,951,000 |
| Total capital | 41,355,000 | 42,940,000 | 43,920,000 | 44,359,000 |
| Risk-weighted assets | 361,677,000 | 395,867,000 | 397,930,000 | 395,148,000 |