Call reports 2019
AMERICAN BANK & TRUST COMPANY INC. — 2019
What AMERICAN BANK & TRUST COMPANY INC. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 399,721,000 | 412,450,000 | 426,127,000 | 436,372,000 |
| Total loans | 330,954,000 | 340,769,000 | 346,853,000 | 349,195,000 |
| Allowance for loan losses | 3,123,000 | 3,258,000 | 3,293,000 | 3,414,000 |
| Securities available for sale | 30,960,000 | 30,142,000 | 33,741,000 | 35,920,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 353,911,000 | 357,808,000 | 369,386,000 | 378,310,000 |
| Interest-bearing deposits | 304,450,000 | 307,520,000 | 316,951,000 | 327,948,000 |
| Noninterest-bearing deposits | 49,461,000 | 50,288,000 | 52,435,000 | 50,362,000 |
| Equity capital | 33,782,000 | 35,022,000 | 36,262,000 | 37,301,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,739,000 | 9,712,000 | 14,905,000 | 20,073,000 |
| Interest expense | 1,404,000 | 2,873,000 | 4,384,000 | 5,899,000 |
| Net interest income | 3,335,000 | 6,839,000 | 10,521,000 | 14,174,000 |
| Noninterest income | 482,000 | 1,004,000 | 1,580,000 | 2,122,000 |
| Noninterest expense | 2,410,000 | 4,802,000 | 7,216,000 | 9,661,000 |
| Provision for loan losses | 178,000 | 426,000 | 573,000 | 713,000 |
| Pretax income | 1,229,000 | 2,617,000 | 4,314,000 | 5,924,000 |
| Income tax | 276,000 | 568,000 | 924,000 | 1,262,000 |
| Net income | 953,000 | 2,049,000 | 3,390,000 | 4,662,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,835,000 | 34,757,000 | 35,923,000 | 37,018,000 |
| Total capital | 36,958,000 | 38,015,000 | 39,216,000 | 40,432,000 |
| Risk-weighted assets | 335,192,000 | 345,736,000 | 349,098,000 | 356,062,000 |