Call reports 2018
AMERICAN BANK & TRUST COMPANY INC. — 2018
What AMERICAN BANK & TRUST COMPANY INC. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 317,706,000 | 353,372,000 | 378,497,000 | 389,476,000 |
| Total loans | 268,332,000 | 298,193,000 | 315,046,000 | 325,253,000 |
| Allowance for loan losses | 2,952,000 | 3,041,000 | 3,038,000 | 3,046,000 |
| Securities available for sale | 24,347,000 | 28,464,000 | 26,833,000 | 27,314,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 281,592,000 | 299,455,000 | 323,357,000 | 332,741,000 |
| Interest-bearing deposits | 236,662,000 | 252,867,000 | 277,227,000 | 283,478,000 |
| Noninterest-bearing deposits | 44,930,000 | 46,588,000 | 46,130,000 | 49,263,000 |
| Equity capital | 29,798,000 | 30,669,000 | 31,534,000 | 32,747,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,585,000 | 7,528,000 | 11,844,000 | 16,439,000 |
| Interest expense | 658,000 | 1,457,000 | 2,521,000 | 3,857,000 |
| Net interest income | 2,927,000 | 6,071,000 | 9,323,000 | 12,582,000 |
| Noninterest income | 397,000 | 823,000 | 1,281,000 | 1,725,000 |
| Noninterest expense | 2,253,000 | 4,514,000 | 6,738,000 | 8,990,000 |
| Provision for loan losses | 195,000 | 269,000 | 282,000 | 296,000 |
| Pretax income | 876,000 | 2,111,000 | 3,584,000 | 5,021,000 |
| Income tax | 193,000 | 379,000 | 688,000 | 990,000 |
| Net income | 683,000 | 1,732,000 | 2,896,000 | 4,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,233,000 | 31,108,000 | 32,097,000 | 33,057,000 |
| Total capital | 33,185,000 | 34,149,000 | 35,135,000 | 36,103,000 |
| Risk-weighted assets | 282,416,000 | 308,807,000 | 332,176,000 | 327,944,000 |