Call reports 2017
AMERICAN BANK & TRUST COMPANY INC. — 2017
What AMERICAN BANK & TRUST COMPANY INC. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 293,540,000 | 302,026,000 | 309,178,000 | 313,218,000 |
| Total loans | 231,478,000 | 242,495,000 | 255,552,000 | 259,527,000 |
| Allowance for loan losses | 2,808,000 | 2,604,000 | 2,700,000 | 2,770,000 |
| Securities available for sale | 23,496,000 | 28,118,000 | 26,751,000 | 25,516,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 264,103,000 | 271,978,000 | 277,409,000 | 277,088,000 |
| Interest-bearing deposits | 219,131,000 | 226,311,000 | 231,580,000 | 233,552,000 |
| Noninterest-bearing deposits | 44,972,000 | 45,667,000 | 45,829,000 | 43,536,000 |
| Equity capital | 28,203,000 | 28,838,000 | 29,365,000 | 29,583,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,097,000 | 6,447,000 | 9,856,000 | 13,384,000 |
| Interest expense | 480,000 | 996,000 | 1,540,000 | 2,138,000 |
| Net interest income | 2,617,000 | 5,451,000 | 8,316,000 | 11,246,000 |
| Noninterest income | 413,000 | 825,000 | 1,345,000 | 1,740,000 |
| Noninterest expense | 2,072,000 | 4,149,000 | 6,263,000 | 8,446,000 |
| Provision for loan losses | 181,000 | 287,000 | 532,000 | 757,000 |
| Pretax income | 777,000 | 1,840,000 | 2,866,000 | 3,783,000 |
| Income tax | 272,000 | 644,000 | 1,003,000 | 1,313,000 |
| Net income | 505,000 | 1,196,000 | 1,863,000 | 2,470,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,158,000 | 28,723,000 | 29,265,000 | 29,748,000 |
| Total capital | 30,966,000 | 31,327,000 | 31,965,000 | 32,518,000 |
| Risk-weighted assets | 230,367,000 | 244,226,000 | 255,815,000 | 264,332,000 |