Call reports 2015
AMERICAN BANK & TRUST COMPANY INC. — 2015
What AMERICAN BANK & TRUST COMPANY INC. reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 261,811,000 | 260,080,000 | 272,557,000 | 310,655,000 |
| Total loans | 219,941,000 | 218,923,000 | 223,324,000 | 220,857,000 |
| Allowance for loan losses | 2,869,000 | 2,737,000 | 2,780,000 | 2,503,000 |
| Securities available for sale | 16,250,000 | 17,666,000 | 20,875,000 | 20,271,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 235,803,000 | 233,609,000 | 245,609,000 | 283,595,000 |
| Interest-bearing deposits | 205,728,000 | 204,804,000 | 207,478,000 | 209,123,000 |
| Noninterest-bearing deposits | 30,075,000 | 28,805,000 | 38,131,000 | 74,472,000 |
| Equity capital | 25,298,000 | 25,481,000 | 25,833,000 | 26,240,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,965,000 | 5,966,000 | 9,050,000 | 12,119,000 |
| Interest expense | 481,000 | 954,000 | 1,484,000 | 2,015,000 |
| Net interest income | 2,484,000 | 5,012,000 | 7,566,000 | 10,104,000 |
| Noninterest income | 596,000 | 976,000 | 1,389,000 | 1,620,000 |
| Noninterest expense | 1,946,000 | 3,915,000 | 6,008,000 | 8,110,000 |
| Provision for loan losses | 24,000 | 24,000 | 141,000 | 285,000 |
| Pretax income | 1,110,000 | 2,049,000 | 2,806,000 | 3,329,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,110,000 | 2,049,000 | 2,806,000 | 3,329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,008,000 | 25,341,000 | 25,583,000 | 26,112,000 |
| Total capital | 27,506,000 | 27,849,000 | 28,156,000 | 28,615,000 |
| Risk-weighted assets | 199,506,000 | 200,428,000 | 205,669,000 | 213,480,000 |