Call reports 2014
AMERICAN BANK & TRUST COMPANY INC. — 2014
What AMERICAN BANK & TRUST COMPANY INC. reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 254,850,000 | 257,062,000 | 255,454,000 | 261,093,000 |
| Total loans | 215,980,000 | 218,386,000 | 218,752,000 | 219,036,000 |
| Allowance for loan losses | 2,767,000 | 2,645,000 | 2,744,000 | 2,856,000 |
| Securities available for sale | 18,512,000 | 16,732,000 | 16,281,000 | 16,510,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,607,000 | 232,060,000 | 230,354,000 | 235,701,000 |
| Interest-bearing deposits | 199,925,000 | 200,126,000 | 200,549,000 | 202,629,000 |
| Noninterest-bearing deposits | 30,682,000 | 31,934,000 | 29,805,000 | 33,072,000 |
| Equity capital | 23,641,000 | 24,154,000 | 24,140,000 | 24,490,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,052,000 | 6,145,000 | 9,296,000 | 12,361,000 |
| Interest expense | 492,000 | 1,004,000 | 1,526,000 | 2,046,000 |
| Net interest income | 2,560,000 | 5,141,000 | 7,770,000 | 10,315,000 |
| Noninterest income | 307,000 | 626,000 | 1,021,000 | 1,445,000 |
| Noninterest expense | 1,830,000 | 3,660,000 | 5,553,000 | 7,509,000 |
| Provision for loan losses | 35,000 | 84,000 | 248,000 | 382,000 |
| Pretax income | 1,002,000 | 2,034,000 | 3,001,000 | 3,880,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,002,000 | 2,034,000 | 3,001,000 | 3,880,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,753,000 | 24,094,000 | 24,114,000 | 24,387,000 |
| Total capital | 26,105,000 | 26,478,000 | 26,494,000 | 26,797,000 |
| Risk-weighted assets | 187,783,000 | 190,426,000 | 190,075,000 | 192,366,000 |