Call reports 2013
AMERICAN BANK & TRUST COMPANY INC. — 2013
What AMERICAN BANK & TRUST COMPANY INC. reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 251,551,000 | 256,267,000 | 258,868,000 | 254,436,000 |
| Total loans | 212,200,000 | 215,416,000 | 221,749,000 | 219,045,000 |
| Allowance for loan losses | 3,094,000 | 3,254,000 | 2,741,000 | 2,739,000 |
| Securities available for sale | 16,511,000 | 17,843,000 | 18,845,000 | 18,674,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,906,000 | 232,612,000 | 231,546,000 | 229,544,000 |
| Interest-bearing deposits | 202,678,000 | 206,840,000 | 202,945,000 | 201,044,000 |
| Noninterest-bearing deposits | 25,228,000 | 25,772,000 | 28,601,000 | 28,500,000 |
| Equity capital | 23,089,000 | 22,838,000 | 22,919,000 | 23,266,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,100,000 | 6,175,000 | 9,323,000 | 12,546,000 |
| Interest expense | 556,000 | 1,107,000 | 1,658,000 | 2,203,000 |
| Net interest income | 2,544,000 | 5,068,000 | 7,665,000 | 10,343,000 |
| Noninterest income | 341,000 | 750,000 | 1,130,000 | 1,623,000 |
| Noninterest expense | 1,702,000 | 3,424,000 | 5,194,000 | 6,818,000 |
| Provision for loan losses | 4,000 | 424,000 | 990,000 | 1,123,000 |
| Pretax income | 1,182,000 | 1,973,000 | 2,614,000 | 4,028,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,182,000 | 1,973,000 | 2,614,000 | 4,028,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,721,000 | 22,968,000 | 22,991,000 | 23,563,000 |
| Total capital | 25,037,000 | 25,310,000 | 25,378,000 | 25,947,000 |
| Risk-weighted assets | 184,462,000 | 186,460,000 | 190,629,000 | 190,359,000 |