Call reports 2012
AMERICAN BANK & TRUST COMPANY INC. — 2012
What AMERICAN BANK & TRUST COMPANY INC. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 235,970,000 | 240,320,000 | 240,655,000 | 245,025,000 |
| Total loans | 195,557,000 | 200,881,000 | 204,648,000 | 209,716,000 |
| Allowance for loan losses | 2,896,000 | 3,059,000 | 3,222,000 | 3,243,000 |
| Securities available for sale | 23,830,000 | 18,310,000 | 15,503,000 | 13,278,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,678,000 | 215,540,000 | 217,166,000 | 221,735,000 |
| Interest-bearing deposits | 188,859,000 | 194,188,000 | 195,874,000 | 197,681,000 |
| Noninterest-bearing deposits | 22,819,000 | 21,352,000 | 21,292,000 | 24,054,000 |
| Equity capital | 21,786,000 | 22,038,000 | 22,640,000 | 22,527,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,100,000 | 6,185,000 | 9,295,000 | 12,381,000 |
| Interest expense | 750,000 | 1,400,000 | 2,002,000 | 2,584,000 |
| Net interest income | 2,350,000 | 4,785,000 | 7,293,000 | 9,797,000 |
| Noninterest income | 407,000 | 789,000 | 1,366,000 | 1,706,000 |
| Noninterest expense | 1,628,000 | 3,243,000 | 4,971,000 | 6,599,000 |
| Provision for loan losses | 175,000 | 340,000 | 520,000 | 576,000 |
| Pretax income | 954,000 | 1,991,000 | 3,262,000 | 4,421,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 954,000 | 1,991,000 | 3,262,000 | 4,421,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,330,000 | 21,527,000 | 22,218,000 | 22,133,000 |
| Total capital | 23,469,000 | 23,717,000 | 24,448,000 | 24,415,000 |
| Risk-weighted assets | 170,327,000 | 174,293,000 | 177,404,000 | 181,574,000 |