Call reports 2011
AMERICAN BANK & TRUST COMPANY INC. — 2011
What AMERICAN BANK & TRUST COMPANY INC. reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 236,163,000 | 231,779,000 | 235,854,000 | 239,814,000 |
| Total loans | 193,973,000 | 189,939,000 | 194,870,000 | 193,752,000 |
| Allowance for loan losses | 2,710,000 | 2,526,000 | 2,663,000 | 2,716,000 |
| Securities available for sale | 15,103,000 | 18,403,000 | 18,374,000 | 25,959,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,825,000 | 201,619,000 | 208,098,000 | 215,161,000 |
| Interest-bearing deposits | 190,246,000 | 185,049,000 | 189,066,000 | 190,293,000 |
| Noninterest-bearing deposits | 16,579,000 | 16,570,000 | 19,032,000 | 24,868,000 |
| Equity capital | 20,325,000 | 20,971,000 | 21,451,000 | 21,919,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,086,000 | 6,183,000 | 9,367,000 | 12,540,000 |
| Interest expense | 1,030,000 | 1,963,000 | 2,806,000 | 3,604,000 |
| Net interest income | 2,056,000 | 4,220,000 | 6,561,000 | 8,936,000 |
| Noninterest income | 278,000 | 617,000 | 994,000 | 1,388,000 |
| Noninterest expense | 1,644,000 | 3,244,000 | 4,943,000 | 6,532,000 |
| Provision for loan losses | 74,000 | 151,000 | 327,000 | 414,000 |
| Pretax income | 616,000 | 1,459,000 | 2,446,000 | 3,541,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 616,000 | 1,459,000 | 2,446,000 | 3,541,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,351,000 | 20,637,000 | 21,008,000 | 21,489,000 |
| Total capital | 22,527,000 | 22,753,000 | 23,181,000 | 23,634,000 |
| Risk-weighted assets | 173,598,000 | 168,865,000 | 173,316,000 | 171,060,000 |