Call reports 2010
AMERICAN BANK & TRUST COMPANY INC. — 2010
What AMERICAN BANK & TRUST COMPANY INC. reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 222,892,000 | 229,739,000 | 239,924,000 | 234,789,000 |
| Total loans | 198,479,000 | 199,154,000 | 201,932,000 | 198,092,000 |
| Allowance for loan losses | 3,000,000 | 2,922,000 | 2,926,000 | 2,771,000 |
| Securities available for sale | 12,328,000 | 12,386,000 | 13,926,000 | 7,067,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,303,000 | 195,863,000 | 211,211,000 | 205,521,000 |
| Interest-bearing deposits | 162,715,000 | 176,046,000 | 190,418,000 | 188,648,000 |
| Noninterest-bearing deposits | 18,588,000 | 19,817,000 | 20,793,000 | 16,873,000 |
| Equity capital | 17,018,000 | 17,884,000 | 19,564,000 | 19,731,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,199,000 | 6,441,000 | 9,717,000 | 12,950,000 |
| Interest expense | 1,014,000 | 2,083,000 | 3,154,000 | 4,219,000 |
| Net interest income | 2,185,000 | 4,358,000 | 6,563,000 | 8,731,000 |
| Noninterest income | 337,000 | 690,000 | 1,053,000 | 1,489,000 |
| Noninterest expense | 1,504,000 | 2,973,000 | 4,665,000 | 6,476,000 |
| Provision for loan losses | 360,000 | 501,000 | 600,000 | 694,000 |
| Pretax income | 658,000 | 1,574,000 | 2,507,000 | 3,231,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 658,000 | 1,574,000 | 2,507,000 | 3,231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,855,000 | 17,709,000 | 19,363,000 | 19,724,000 |
| Total capital | 19,050,000 | 19,966,000 | 21,619,000 | 21,935,000 |
| Risk-weighted assets | 174,925,000 | 179,145,000 | 179,820,000 | 176,316,000 |