Call reports 2009
AMERICAN BANK & TRUST COMPANY INC. — 2009
What AMERICAN BANK & TRUST COMPANY INC. reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 207,073,000 | 211,142,000 | 210,240,000 | 218,896,000 |
| Total loans | 181,283,000 | 179,007,000 | 185,965,000 | 193,198,000 |
| Allowance for loan losses | 2,225,000 | 2,197,000 | 2,426,000 | 3,000,000 |
| Securities available for sale | 12,814,000 | 11,585,000 | 10,916,000 | 10,082,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,009,000 | 182,501,000 | 173,363,000 | 177,063,000 |
| Interest-bearing deposits | 161,022,000 | 160,090,000 | 154,395,000 | 158,203,000 |
| Noninterest-bearing deposits | 17,986,000 | 22,411,000 | 18,968,000 | 18,860,000 |
| Equity capital | 16,103,000 | 16,579,000 | 17,203,000 | 16,595,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,005,000 | 5,995,000 | 9,049,000 | 12,171,000 |
| Interest expense | 1,277,000 | 2,525,000 | 3,721,000 | 4,801,000 |
| Net interest income | 1,728,000 | 3,470,000 | 5,328,000 | 7,370,000 |
| Noninterest income | 281,000 | 653,000 | 989,000 | 1,428,000 |
| Noninterest expense | 1,380,000 | 2,825,000 | 4,310,000 | 5,723,000 |
| Provision for loan losses | 139,000 | 187,000 | 465,000 | 1,114,000 |
| Pretax income | 519,000 | 1,144,000 | 1,575,000 | 1,994,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 519,000 | 1,144,000 | 1,575,000 | 1,977,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,973,000 | 16,536,000 | 16,906,000 | 16,459,000 |
| Total capital | 18,016,000 | 18,590,000 | 18,986,000 | 18,609,000 |
| Risk-weighted assets | 163,329,000 | 164,120,000 | 166,065,000 | 171,131,000 |