Call reports 2002
AMERICAN BANK & TRUST COMPANY INC. — 2002
What AMERICAN BANK & TRUST COMPANY INC. reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 42,354,000 | 50,919,000 | 61,812,000 | 68,787,000 |
| Total loans | 39,327,000 | 46,951,000 | 50,699,000 | 54,989,000 |
| Allowance for loan losses | 460,000 | 555,000 | 635,000 | 653,000 |
| Securities available for sale | 0 | 0 | 4,999,000 | 4,816,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,313,000 | 43,774,000 | 53,514,000 | 62,119,000 |
| Interest-bearing deposits | 31,252,000 | 38,295,000 | 46,305,000 | 51,826,000 |
| Noninterest-bearing deposits | 6,061,000 | 5,479,000 | 7,209,000 | 10,293,000 |
| Equity capital | 4,929,000 | 4,976,000 | 5,089,000 | 5,542,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 610,000 | 1,328,000 | 2,260,000 | 3,222,000 |
| Interest expense | 239,000 | 512,000 | 838,000 | 1,204,000 |
| Net interest income | 371,000 | 816,000 | 1,422,000 | 2,018,000 |
| Noninterest income | 89,000 | 211,000 | 237,000 | 382,000 |
| Noninterest expense | 427,000 | 850,000 | 1,288,000 | 1,545,000 |
| Provision for loan losses | 50,000 | 147,000 | 228,000 | 264,000 |
| Pretax income | -17,000 | 30,000 | 143,000 | 591,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -17,000 | 30,000 | 143,000 | 591,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,929,000 | 4,976,000 | 5,089,000 | 5,534,000 |
| Total capital | 5,389,000 | 5,525,000 | 5,674,000 | 6,160,000 |
| Risk-weighted assets | 37,181,000 | 43,893,000 | 46,735,000 | 50,017,000 |