Call reports 2001
AMERICAN BANK & TRUST COMPANY INC. — 2001
What AMERICAN BANK & TRUST COMPANY INC. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 23,525,000 | 31,189,000 | 38,479,000 | 40,290,000 |
| Total loans | 15,562,000 | 22,685,000 | 28,730,000 | 33,596,000 |
| Allowance for loan losses | 202,000 | 276,000 | 348,000 | 410,000 |
| Securities available for sale | 5,997,000 | 5,498,000 | 6,848,000 | 4,000,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,671,000 | 22,870,000 | 31,178,000 | 33,249,000 |
| Interest-bearing deposits | 13,026,000 | 19,582,000 | 26,557,000 | 29,165,000 |
| Noninterest-bearing deposits | 2,645,000 | 3,288,000 | 4,621,000 | 4,084,000 |
| Equity capital | 5,278,000 | 5,206,000 | 4,991,000 | 4,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 389,000 | 789,000 | 1,333,000 | 1,922,000 |
| Interest expense | 154,000 | 340,000 | 604,000 | 864,000 |
| Net interest income | 235,000 | 449,000 | 729,000 | 1,058,000 |
| Noninterest income | 7,000 | 79,000 | 131,000 | 224,000 |
| Noninterest expense | 254,000 | 539,000 | 983,000 | 1,389,000 |
| Provision for loan losses | 46,000 | 120,000 | 192,000 | 253,000 |
| Pretax income | -58,000 | -131,000 | -315,000 | -360,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -58,000 | -131,000 | -315,000 | -360,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,278,000 | 5,206,000 | 4,991,000 | 4,947,000 |
| Total capital | 5,480,000 | 5,482,000 | 5,339,000 | 5,351,000 |
| Risk-weighted assets | 16,530,000 | 23,934,000 | 29,389,000 | 32,330,000 |