Call reports 2025
BNY MELLON TRUST OF DELAWARE — 2025
What BNY MELLON TRUST OF DELAWARE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 235,031,000 | 330,501,000 | 232,195,000 | 241,941,000 |
| Total loans | 7,763,000 | 7,528,000 | 7,341,000 | 7,022,000 |
| Allowance for loan losses | 2,000 | 3,000 | 2,000 | 2,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,593,000 | 232,062,000 | 129,976,000 | 139,745,000 |
| Interest-bearing deposits | 23,000 | 1,471,000 | 21,000 | 36,000 |
| Noninterest-bearing deposits | 139,570,000 | 230,591,000 | 129,955,000 | 139,709,000 |
| Equity capital | 92,329,000 | 95,871,000 | 99,617,000 | 99,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,747,000 | 3,414,000 | 5,003,000 | 6,498,000 |
| Interest expense | 1,000 | 3,000 | 5,000 | 5,000 |
| Net interest income | 1,746,000 | 3,411,000 | 4,998,000 | 6,493,000 |
| Noninterest income | 4,073,000 | 8,225,000 | 12,946,000 | 17,391,000 |
| Noninterest expense | 1,368,000 | 2,721,000 | 4,211,000 | 5,557,000 |
| Provision for loan losses | -178,000 | -218,000 | -219,000 | -219,000 |
| Pretax income | 4,629,000 | 9,130,000 | 13,947,000 | 18,544,000 |
| Income tax | 1,221,000 | 2,369,000 | 3,630,000 | 4,656,000 |
| Net income | 3,408,000 | 6,761,000 | 10,317,000 | 13,888,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,100,000 | 50,649,000 | 54,402,000 | 53,886,000 |
| Total capital | 47,150,000 | 50,702,000 | 54,456,000 | 53,937,000 |
| Risk-weighted assets | 33,180,000 | 32,808,000 | 33,957,000 | 34,147,000 |