Call reports 2012
BNY MELLON TRUST OF DELAWARE — 2012
What BNY MELLON TRUST OF DELAWARE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 231,990,000 | 220,889,000 | 142,720,000 | 138,504,000 |
| Total loans | 74,943,000 | 71,873,000 | 68,973,000 | 65,954,000 |
| Allowance for loan losses | 1,361,000 | 1,334,000 | 1,290,000 | 647,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,394,000 | 14,237,000 | 17,287,000 | 27,554,000 |
| Interest-bearing deposits | 35,000 | 35,000 | 34,000 | 34,000 |
| Noninterest-bearing deposits | 25,359,000 | 14,202,000 | 17,253,000 | 27,520,000 |
| Equity capital | 72,699,000 | 72,918,000 | 74,009,000 | 80,262,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 858,000 | 1,664,000 | 2,423,000 | 3,299,000 |
| Interest expense | 67,000 | 126,000 | 166,000 | 170,000 |
| Net interest income | 791,000 | 1,538,000 | 2,257,000 | 3,129,000 |
| Noninterest income | 3,221,000 | 6,086,000 | 8,935,000 | 12,067,000 |
| Noninterest expense | 2,324,000 | 4,664,000 | 6,973,000 | 9,090,000 |
| Provision for loan losses | 236,000 | 102,000 | 215,000 | -381,000 |
| Pretax income | 1,452,000 | 2,858,000 | 4,004,000 | 6,487,000 |
| Income tax | 498,000 | 982,000 | 1,335,000 | 2,216,000 |
| Net income | 954,000 | 1,876,000 | 2,669,000 | 4,271,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,568,000 | 52,604,000 | 53,342,000 | 54,040,000 |
| Total capital | 53,602,000 | 53,617,000 | 54,138,000 | 54,687,000 |
| Risk-weighted assets | 82,421,000 | 80,737,000 | 63,159,000 | 63,728,000 |