Call reports 2008
BNY MELLON TRUST OF DELAWARE — 2008
What BNY MELLON TRUST OF DELAWARE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 457,085,000 | 434,629,000 | 449,328,000 | 390,471,000 |
| Total loans | 115,823,000 | 121,705,000 | 112,222,000 | 115,265,000 |
| Allowance for loan losses | 1,263,000 | 1,294,000 | 1,310,000 | 1,045,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,592,000 | 66,578,000 | 86,817,000 | 64,092,000 |
| Interest-bearing deposits | 38,000 | 38,000 | 38,000 | 38,000 |
| Noninterest-bearing deposits | 69,554,000 | 66,540,000 | 86,779,000 | 64,054,000 |
| Equity capital | 112,920,000 | 113,849,000 | 108,227,000 | 86,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,491,000 | 8,154,000 | 11,724,000 | 14,593,000 |
| Interest expense | 2,471,000 | 4,242,000 | 5,894,000 | 7,381,000 |
| Net interest income | 2,020,000 | 3,912,000 | 5,830,000 | 7,212,000 |
| Noninterest income | 7,327,000 | 13,686,000 | 20,459,000 | 26,935,000 |
| Noninterest expense | 5,547,000 | 10,627,000 | 15,610,000 | 19,602,000 |
| Provision for loan losses | 0 | 0 | 0 | -300,000 |
| Pretax income | 3,800,000 | 6,971,000 | 10,679,000 | 14,845,000 |
| Income tax | 1,323,000 | 2,491,000 | 3,821,000 | 5,320,000 |
| Net income | 2,477,000 | 4,480,000 | 6,858,000 | 9,525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,476,000 | 63,623,000 | 58,125,000 | 60,916,000 |
| Total capital | 62,739,000 | 64,917,000 | 59,435,000 | 61,961,000 |
| Risk-weighted assets | 187,613,000 | 187,263,000 | 187,797,000 | 126,431,000 |