Call reports 2007
BNY MELLON TRUST OF DELAWARE — 2007
What BNY MELLON TRUST OF DELAWARE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 504,222,000 | 553,059,000 | 492,490,000 | 488,666,000 |
| Total loans | 134,459,000 | 118,250,000 | 117,181,000 | 117,352,000 |
| Allowance for loan losses | 1,173,000 | 1,187,000 | 1,216,000 | 1,229,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,414,000 | 222,011,000 | 157,267,000 | 213,954,000 |
| Interest-bearing deposits | 38,000 | 38,000 | 38,000 | 38,000 |
| Noninterest-bearing deposits | 176,376,000 | 221,973,000 | 157,229,000 | 213,916,000 |
| Equity capital | 54,953,000 | 57,553,000 | 59,831,000 | 61,909,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 6,153,000 | 12,009,000 | 17,714,000 | 22,949,000 |
| Interest expense | 3,468,000 | 6,856,000 | 10,124,000 | 13,193,000 |
| Net interest income | 2,685,000 | 5,153,000 | 7,590,000 | 9,756,000 |
| Noninterest income | 6,459,000 | 12,996,000 | 18,895,000 | 25,046,000 |
| Noninterest expense | 4,883,000 | 9,820,000 | 14,610,000 | 19,704,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,261,000 | 8,329,000 | 11,875,000 | 15,098,000 |
| Income tax | 1,396,000 | 2,864,000 | 4,132,000 | 5,277,000 |
| Net income | 2,865,000 | 5,465,000 | 7,743,000 | 9,821,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,371,000 | 50,008,000 | 52,285,000 | 54,401,000 |
| Total capital | 48,544,000 | 51,195,000 | 53,501,000 | 55,630,000 |
| Risk-weighted assets | 169,736,000 | 167,054,000 | 157,012,000 | 157,639,000 |