Call reports 2005
BNY MELLON TRUST OF DELAWARE — 2005
What BNY MELLON TRUST OF DELAWARE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 568,060,000 | 480,740,000 | 489,184,000 | 488,058,000 |
| Total loans | 140,325,000 | 141,448,000 | 143,032,000 | 139,530,000 |
| Allowance for loan losses | 2,197,000 | 2,172,000 | 2,088,000 | 2,011,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,025,000 | 59,541,000 | 42,306,000 | 119,389,000 |
| Interest-bearing deposits | 39,000 | 69,000 | 39,000 | 39,000 |
| Noninterest-bearing deposits | 54,986,000 | 59,472,000 | 42,267,000 | 119,350,000 |
| Equity capital | 63,089,000 | 55,316,000 | 55,007,000 | 57,692,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 7,069,000 | 14,831,000 | 23,286,000 | 32,533,000 |
| Interest expense | 2,394,000 | 5,482,000 | 9,005,000 | 12,663,000 |
| Net interest income | 4,675,000 | 9,349,000 | 14,281,000 | 19,870,000 |
| Noninterest income | 11,982,000 | 23,207,000 | 36,341,000 | 46,280,000 |
| Noninterest expense | 9,243,000 | 17,890,000 | 27,992,000 | 38,674,000 |
| Provision for loan losses | 662,000 | 1,215,000 | 1,730,000 | 2,371,000 |
| Pretax income | 6,752,000 | 13,451,000 | 20,900,000 | 25,105,000 |
| Income tax | 2,492,000 | 4,964,000 | 7,722,000 | 9,242,000 |
| Net income | 4,260,000 | 8,487,000 | 13,178,000 | 15,863,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,433,000 | 52,659,000 | 52,350,000 | 55,035,000 |
| Total capital | 62,630,000 | 54,831,000 | 54,438,000 | 57,046,000 |
| Risk-weighted assets | 245,662,000 | 230,241,000 | 231,084,000 | 230,269,000 |