Call reports 2004
BNY MELLON TRUST OF DELAWARE — 2004
What BNY MELLON TRUST OF DELAWARE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 427,998,000 | 577,448,000 | 534,080,000 | 497,573,000 |
| Total loans | 163,128,000 | 156,393,000 | 153,823,000 | 151,090,000 |
| Allowance for loan losses | 2,328,000 | 2,307,000 | 2,280,000 | 2,280,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,072,000 | 169,214,000 | 120,172,000 | 65,548,000 |
| Interest-bearing deposits | 30,133,000 | 29,953,000 | 29,797,000 | 39,000 |
| Noninterest-bearing deposits | 46,939,000 | 139,261,000 | 90,375,000 | 65,509,000 |
| Equity capital | 41,610,000 | 42,355,000 | 53,224,000 | 58,829,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 5,715,000 | 11,248,000 | 17,304,000 | 24,218,000 |
| Interest expense | 1,835,000 | 3,773,000 | 6,106,000 | 8,856,000 |
| Net interest income | 3,880,000 | 7,475,000 | 11,198,000 | 15,362,000 |
| Noninterest income | 10,352,000 | 20,136,000 | 30,803,000 | 45,520,000 |
| Noninterest expense | 8,586,000 | 17,463,000 | 26,715,000 | 36,015,000 |
| Provision for loan losses | 730,000 | 1,452,000 | 2,087,000 | 2,739,000 |
| Pretax income | 4,916,000 | 8,696,000 | 13,199,000 | 22,128,000 |
| Income tax | 1,791,000 | 1,826,000 | 3,460,000 | 6,784,000 |
| Net income | 3,125,000 | 6,870,000 | 9,739,000 | 15,344,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,953,000 | 39,698,000 | 50,567,000 | 56,173,000 |
| Total capital | 41,281,000 | 42,005,000 | 52,847,000 | 58,453,000 |
| Risk-weighted assets | 235,973,000 | 268,453,000 | 248,664,000 | 238,980,000 |